Why compare tariffs

Keeping an account at a Serbian bank is a monthly cost, and it varies several-fold: from 120 to 930 dinars a month depending on the bank and package. Over a year the difference adds up to several thousand dinars, and many people pick a bank for the nearest branch and then pay more than they need to. Below are the figures from the banks' official tariffs.

Monthly account fee

  • Alta banka — 330 dinars a month; the account is opened for residents and non-residents alike.
  • NLB (Komercijalna) — 590 dinars a month, but the first 12 months are free; mobile banking 500 dinars.
  • Banca Intesa — non-resident dinar account 220 dinars, foreign currency account 120 dinars a month.
  • Adriatic Bank — basic account 150, Standard package 200, Premium 300 dinars a month.
  • Addiko Bank — 150 dinars a month, platinum package 930, pensioners' 250.
  • ProCredit Bank — 200 dinars a month outside a package.
  • API bank — main account 250, pensioners' 150, SILVER 300, PREMIUM 350 dinars.
  • Raiffeisen banka — the first 12 months are free, then per tariff; urgent card issue 1,410 dinars.
  • Yettel banka — 150 or 50 dinars a month depending on the package.

What matters besides the monthly fee

Look not only at the account fee but at everything around it: card issue and maintenance, cash withdrawals at other banks' ATMs, transfers at home and abroad, mobile banking, SMS alerts. A cheap account fee often means expensive transactions, and the other way round — a bank that charges for the account may give the card and transfers free.

What we checked

The figures above come from the banks' official tariff documents, not from articles or forums. Some banks have separate tariffs for non-residents — that matters if you do not yet hold resident status. Where official documents do not cover a question, we do not invent an answer but mark it as unverified.

What to do with this table

Choose two or three banks convenient for you by location, open their official tariffs for today's date and compare the figures: banks change tariffs, usually from the start of the year. If you plan to receive a salary or transfers from abroad, add the cost of incoming and outgoing international transfers to the comparison — it can matter more than the monthly fee.

Data checked on 11 October 2026 against official bank tariffs.

Recent observations (October 2026)

The figures in the table above are official, from the banks' tariff documents. They are worth supplementing with what community members report, since that is usually not written in the tariffs.

Poštanska štedionica: on a non-resident foreign currency account the fee is about 0.5 euro a month, and only if there was movement on the account — if there was none, nothing is charged. Yettel: according to reports, the account is free when a salary is paid in, and cash withdrawals are free at any bank's ATMs; there is a euro account, deposits and Google Pay. Raiffeisen: payment history in the app appears with a delay of about a day, and on 10 October the app was down for several hours — worth knowing if you need the bank for daily payments.

Another observation is not about tariffs but about queues: at API bank an appointment to open an account ran almost two months ahead, while at Poštanska the opposite is reported — accounts open faster. So when choosing a bank, look not only at the monthly fee but also at how long you must wait for the chance to open an account at all.